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Senior Driver Safety Course for Auto Insurance Premium Discount

There are 35 million licensed drivers over the age of 55 in the U.S.. Drivers over 65 years old represent about 15% of the driving population. Drivers over 55, who represent 25% of all drivers, are involved in approximately 16% - 23% of collisions. Older drivers tend to be responsible for the collisions in which they are involved. Studies show that drivers over 55 are likely to have more crashes in ideal conditions and also found that 77% - 79% of traffic fatalities involving older drivers occurred during the daytime. Studies show that mature drivers have fewer collisions than younger drivers and have fewer collisions on a per-driver basis.

A very common error associated with the mature driver is failure to keep pace with traffic. Mature drivers can lower their driving risk by keeping pace with traffic and identifying dangers.

Mature operators are over-represented in collisions involving backing. Stiffness in the neck caused by arthritis often causes mature drivers to decline in their ability to look behind. Arthritic joints in the arms may cause a mature driver to have a tendency to swing wide in a turn. Senior drivers involved in collisions have a reduced ability to recover from injuries. Mature drivers often times experience difficulty recalling data from their short-term memory. In a single-vehicle collision, mature drivers run off the road and usually respond incorrectly.

Mature drivers should plan routes that make maximum use of intersections protected by traffic lights. To get a clear picture of an object, most 60-year olds need twice as much light as 20-year olds. Typically, a 55-year old takes 8 times as long to recover from glare as a 16-year old. Mature drivers have difficulty with the integration of information from multiple sources. It has been recognized that mature operators have the tendency to not look behind frequently enough. A mature driver is prone to have difficulty filtering out unimportant visual information.

Insurance premium discounts vary by insurance company. Each state has its own vehicle laws, which enable state officials to establish financial responsibility. In order to be eligible for an insurance rate reduction, the person completing the driving course must have a valid certificate of completion. The insurance industry offers mandate discounts of up to 10 percent for taking these lessons to brush up on their safety skills. The discount is good for three years. National Safety Council, AARP, and AAA are among the course providers that offer Insurance Discount course for Senior Drivers.



Senior Driver Safety Program


Convenience That Goes a Long Way:This senior driver safety program online course is just what you need to start saving money on your car insurance every month and the best part about it is it’s convenient and affordable. The entire Mature Driving Course can be done from any internet-enabled computer, so you never have to change your plans to accommodate it or spend all day sitting in an uncomfortable classroom.

This course is specially designed for 55 alive senior drivers who want to lower their auto insurance premiums without hassles. completion of the course qualifies you to save your money between 2% - 15% on auto insurance. Percentage differs from company to company.

Course Material Breakdown:The Online mature driving class is separated into units that focus on driving issues that affect you, rather than the basics you have known for years. Each unit finishes with a short multiple-choice quiz that allows you to review everything you have just learned.

Entirely Self-Paced:There is no time limit on the senior driver safety course online because we understand that everyone reads and works at different speeds. This way you can work on it at whatever pace is most comfortable for you without having to worry about anyone else. Plus, you never have to feel rushed or pressed for time when working on getting your much-deserved discount!

Traffic School / Defensive Driving Test Questions