BEFORE BUYING A USED CAR: Use car budget calculator - you can afford on used car • Choose appropriate car model • Check pre-owned car costs, fuel economy and other standard features • Purchase certified pre-owned car for manufacturer & additional extended warranty • Verify used cars documents - bill of sale, title transfers, duplicate title, license plate & registration • Get Best & cheap car insurance on used cars • Know vehicle history reports • Get used cars for sale nearby • Do test drive the car on different road conditions • Have pre-purchase inspection.

St. Cloud State University Driver Improvement Program

The Minnesota Highway and Safety Research Center at St. Cloud State University designed this 55+ alive classes, a driver improvement program for Senior Drivers. It's a 4 hour Refresher Course.

Online 55 and over driver improvement program at St. Cloud State University

Minnesota statute 65B.28 requires any insurer, who is approved by the department of commerce in MN, to provide a 10% discount on insurance for private passenger vehicles to anyone 55 years or older who has completed an approved accident reduction class. MHSRC Accident Prevention classes are approved by the Minnesota Department of Public Safety.

Initial 8 hour and 4 hour Refresher Course

Those new to the program, or those who have let it lapse, attend an initial 8 hour class. This qualifies them for the discount for three years. After the first three years, a 4 hour refresher course must be taken every three years to maintain the discount.

8 hour Driver Improvement Program: In Minnesota, participant of the program for early discount of atleast 10% on their auto insurance Premium for three years by taking initial 8 hour course. This course is for drivers who have never taken an approved accident prevention course.

4 Hour Refresher Course: This course will be for those who have already taken an 8 hour approved accident prevention course. It is a refresher course, taken every 3 years to re-new your existing certificate and continue to receive your auto insurance discount.

The auto insurance discount can be maintained by taking a 4 hour refresher course for every three years. Depending on your premium  rates, the course usually pays for itself on your next statement and savings can be substantial over time.
 
St. Cloud State Drivers over the age of 55: Save 10% on your Auto Insurance.

At least 10% for three years, but there is potential to save much more. If the knowledge you gain in the class allows you to avoid a crash , or a moving violation citation, you will have saved much more. In fact, the information presented in this online course might just save your life.


55 alive classes St. cloud MN

After registering for your Online course, you have 60 days to complete the required material. You will be able to start and return to the course as often as you like.  When you complete the course, you will be able to download the course certificate immediately. No need to wait and no extra charge for electronic certificate.

Our 8 hour and 4 hour Courses are developed to accomply with state requirements and designed to be engaging and interactive. Each course includes valuable safe driving information, videos and resources. Our courses are fully narrated with transcripts available for those who prefer to read along.
 
55+ Insurance Discount

There are no written or behind the wheel tests. Upon completion of the St. cloud state defensive driving course, senior drivers (55 alive ) of St. cloud Minnesota state are eligible for a 10% discount on their auto insurance Premium. All who complete St. cloud state driver improvement program receive a certificate.

Our secure online courses give you the opportunity to earn your discount certificate at your convenience in the comfort of your own home or on the go with most mobile devices.

Get started saving by registering the St. cloud state driver improvement program Now!

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